Workers Compensation Insurance Case Studies

Multistate Transportation Company CPro Case Study

CPro Case Study: Multistate Transportation Company Problem A large transportation risk operating in multiple states had one bad year of claims in the past five, yet was always profitable for the workers’ comp insurance carrier because of continuously increasing premiums. The insured’s experience modification (Xmod) also was increasing every year, which became a critical factor … Continued

Large Retailer CPro Case Study

CPro Case Study: Large Retailer Problem The insured, a larger retailer with stores in multiple states, had invested in a successful loss control program, following several years of bad workers’ compensation losses. The program was a success; losses dropped significantly after implementation. Regardless, premium rates continued to increase because of overall industry trends. The insured … Continued

Warehouse – Distributor CPro Case Study

CPro Case Study: Multistate Warehouse/Distributor Problem A warehouse/distributing company with operations in multiple states, following two years of high workers’ compensation claims, had turned the corner on the problem by hiring a loss claims specialist and installing an effective loss prevention program. Claims dropped by more than half during the next two years, but workers’ … Continued